It seems like it’s been forever since I’ve written in my journal and lord knows I feel it…it’s amazing how much your mind gets cluttered and you feel kind of “out of control” for lack of better saying when you can’t put your thoughts down and organize them.
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I’ve been working really hard at getting my debt ratio down. So far I’ve managed to get my credit cards down a bit. Not a lot but a bit. Kind of pissed at myself actually last month I lost track of the days and forgot to pay one of them which not only counteracted my last month’s payment but I got slammed with a bunch of fees. Over Limit fee because yes the finance charge was enough to push it over and then a late fee…This month however I’ve already paid it down $50 bucks and it’s not due till August 10th so I shouldn’t receive a late or over limit fee…only the finance charge. The other card is in good shape. My jewelry card was almost paid off only had $65 left…but then I went and got a pearl necklace I’d had my eye on for over a year…yes I know I shouldn’t have but the thing was I had watched AND waited like they say you should and it was finally on sale 40% off plus I had a preferred customer discount so it was a good deal and even though I’m sure it would be back around I really liked this style and was afraid the reason why it was on sale was because they were no longer going to make this one in particular.
Total (CC#1 CC#2 and JBR) CC Debt left to pay off: $1219.39 …My goal is to get that debt down 20% by September 1st. That’s a total reduction of CC debt of $244.00. I think I’ll be able to do it. A little at a time. $55 towards my Jewelry bill and $94.50 on each of my credit cards…
My medical bills are slowly coming down too. I haven’t added them up yet but I am one payment away from getting rid of at least two of them. So that excites me A LOT. Of course these are the smaller ones but at least that’s one more piece of mail and I can apply the small payment that I was making on these and add it to the payment I’m making on the bigger bills to make that payment even bigger. My biggest struggle is still maintaining my truck, home and utility bills during all this. It’s a major struggle…Summer is flying by and in a way I really don’t want it to because I won’t be able to afford the oil bill this winter and I don’t have a new house yet…and my parents haven’t moved….
My goal for my Medical bills is to get three bills paid off by September 1st. I don’t care which ones but I want three less bills to arrive at my house at that point…I’ll have to figure out which ones they will be so I can put a greater emphasis on them now that I’m getting close to the bottom of my dealings with them. It actually feels really good to focus my effort towards something for a change…even though racing does get in the way of that sometimes…but like my parents said I still have to allow myself to have fun … life and adulthood is all about balance. I never was good at balancing LOL
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My house is slowly getting under control too…I’ve been working a little bit each day at cleaning and decluttering…It’s amazing how one person (well technically two if you include my roommate) can accumulate so much stuff…Plus it’s really big house to keep clean. Especially when most of it is a hardwood floor…never in my life will I have hardwood floors in a house again. Each week I focus on a different part of the house to declutter and then I have an hour routine I do each day for each room to “tidy up” so far it’s been working…I haven’t gone through all the weeks rotations yet so half the house is dirty and cluttered and the other half…not so much ha ha but It feels good to have a house in order too. I really just want to get my front yard done the most. I think I’ll start working on that 15 minutes at a time each day morning and night because I really want to get it done enough to sit outside before it gets cold and defeats the purpose ha ha – so if anyone wants to help with some manual labor you know where to go.
I’m also starting a project to repaint my dresser…I want to get funky with it haha but I am going to reuse some left over paint we have from the kitchen…hopefully it will be enough to cover but just in case I don’t I’m saving the drawers till last so if I have to do them a different color I will…I need to go and get some new pulls too … half of them are missing. Lots of projects going on that will probably still be going on this winter…
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Love life is going good for a change. We already had ups and downs but it’s okay because I didn’t really hold onto the rose colored glasses for too long. There are things I wished he did more of and less of but I’ve realized that there isn’t that one perfect person out there and I just need to spend time with him with “us” and decide if his imperfections are something I can live with. My grandmother once told me that spending your life with someone and being married to them is to develop the feelings that were there from the day you first met them. You won’t fall in love, you won’t be in love and you sure won’t know what love is till you’re with them morning – noon and night everyday for years, till they leave toothpaste in the sick and underwear on the floor. Marriage is about deciding if you can like them enough to learn to love them. You learn to live with someone, to love them and cherish them…if you do that everything else will fall into place. She also taught me that space is a necessity. Sometimes the need for space doesn’t always come at the same time and that is what makes things difficult. But to always pick your battles and understand that feelings will be hurt and probably a lot but what you do with those hurt feelings is what makes all the difference. Smile everyday, be the best you can be, fight for what you believe and always be honest with yourself.
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