Wednesday, August 27, 2008

Memorial Park Trail



Since last night was such a gorgeous night I took the doggie and went and walked the Memorial Trail here in town. The town has had this new park for over a year now and I've never actually been there. It's really pretty down there so I definitely see myself going back especially since it's right around the block. It's not that big I'm not sure how big it is actually since the map I printed out doesn't have the mileage on it but I took some pictures although it's really hard to do while holding a hound. (ha-ha)


Tuesday, August 26, 2008

One week till I leave!

Florida here I come...

I can't wait till Sunday though becuase then Jason will be home and I'll have a day with him and racing will be done and then I'll be leaving and my vacation will truly start!

I need to go get a camera card...err I keep forgetting!

Thursday, August 21, 2008

Since my financial diet/overhaul has been going so good lately I am hoping to do the same with myself. I need to get back to overhauling my daily living and the process there of.

I weigh'd myself this morning and I was back up to 278! Unacceptable!!!! So I'm putting myself on a kind of diet as well...little percentages and goals at a time!

My first goal is 5% which is 13.9 pounds so we'll just call it 14 pounds...which would bring me down to 264 which is where I was this winter...if I were to do 10% it would be 27.8 so we'll call it 28...but I think that would be too big of a goal for me right now...let's face it ... I'm trying to be honest with myself so once I hit my 14 pounds I'll then target my next 14 pounds and be down to 250 which will make my doc happy that I've gotten down 10% and then start the process over again...I know that it's not going to happen overnight. I'd be stupid to think it would but I can at least give it my best everyday. The weather is perfect out and I have many resources at my fingertips to use...


So first goal is 14 pounds! Starting today 8/21/2008. I've had my LAST sweet tea which is going to make me cry but is doing nothing for my body so it's back to water and hard work I go...

My goal is to reach that 14 pound loss by October 1st. That is about 5 weeks and so it's about 2.5 pounds a week. I know that the national average is one pound a week is good but this is the beginning so it will hopefully come off quicker.......HOPEFULLY. I'll be weigh'ing myself on Thursday mornings to hopefully have my targets reached...

Wednesday, August 20, 2008

Loan Schedule to Pay Back for Disney Trip

I know that I did this in reverse and I am starting to pay back when I'm going on my trip and after and not before...but well I did the best I could...Thankfully I have family that are there for me and help me out whenever they can! It's up to me to pay them back for everything now.

Total Owed to my mom for Trip $930.40

Payoff Schedule:

$930.40 August 2008 (10%) $93.04 PAID
$837.36 September 2008 (20%) $167.47
$669.89 October 2008 (30%) $200.97
$468.92 November 2008 (40%) $187.57
$281.35 December 2008 (50%) $140.68
$140.68 January 2008 (100%) PAID OFF!!!!

FEELING GOOD!!!

Total (CC#1 CC#2 and JBR) CC Debt left to pay off: $1219.39 …My goal is to get that debt down 20% by September 1st. That’s a total reduction of CC debt of $244.00. I think I’ll be able to do it. A little at a time. $55 towards my Jewelry bill and $189 total towards my two credit cards…


Paid $55 towards my Jewlery Bill and $20 towards CC #1 and $30 towards CC #2 out of this week's check....(8/1/08)

Paid $20 towards CC #1 and $30 towards CC #2 out of this week's check .... (8/7/08)

Paid $20 towards CC #1 and $30 towards CC #2 out of this week's check ... (8/13/08)

Paid $39 towards CC #1 out of this week's check ... (8/20/08)


I have reached my Credit Card goal for the month of August!!!! 20% of my credit card debt is GONE!

**********************

My goal for my Medical bills is to get three bills paid off by September 1st. I don’t care which ones but I want three less bills to arrive at my house at that point…I’ll have to figure out which ones they will be so I can put a greater emphasis on them now that I’m getting close to the bottom of my dealings with them.

Medical Bill #1 Total Due $24.00
(Paid $24.00 8/7/08) Total Remaining ZERO!

Medical Bill #2 Total Due $56.63
(Paid $20.00 8/7/08) Total Remaining 36.63
(Paid $36.63 8/13/08) Total Remaining ZERO!


Medical Bill #3 Total Due $108.00

(Paid $28.00 8/7/08) Total Remaining 80.00

(Paid $40.00 8/20/08) Total Remaining 40.00

Sadly those are my three smallest which aren't very big however I have already paid them down greatly...the ones that remain are a lot larger...but getting 3 less bills each month in the mail will be a blessing!!

I have 3 paychecks left for August...that's 116.63 (divided by 3 = 38.87ish a week...)
So next paycheck $36.63 (8/14/08) (bill #2 paid off)
2nd paycheck (8/21/08) $40.00
3rd paycheck (8/28/08) $40.00 (bill #3 paid off and goal met!)


Note: Paid off the 2nd Medical Bill this week and adjusted the remaining bill as I didn't pay on it this week and miscalculated it when I did it last week anyways. But I think we should still be good becuase I'll have one week of no CC Payment to put towards those medical bills....

Wednesday, August 13, 2008

Total (CC#1 CC#2 and JBR) CC Debt left to pay off: $1219.39 …My goal is to get that debt down 20% by September 1st. That’s a total reduction of CC debt of $244.00. I think I’ll be able to do it. A little at a time. $55 towards my Jewelry bill and $189 total towards my two credit cards…


Paid $55 towards my Jewlery Bill and $20 towards CC #1 and $30 towards CC #2 out of this week's check....(8/1/08)

Paid $20 towards CC #1 and $30 towards CC #2 out of this week's check .... (8/7/08)

Paid $20 towards CC #1 and $30 towards CC #2 out of this week's check ... (8/13/08)

So far I'm still on track.


I have 39.00 Left to reach my goal for the Month of August. That is entirely reasonable! as long as I don't use it before it's paid off....

*****

My goal for my Medical bills is to get three bills paid off by September 1st. I don’t care which ones but I want three less bills to arrive at my house at that point…I’ll have to figure out which ones they will be so I can put a greater emphasis on them now that I’m getting close to the bottom of my dealings with them.

Medical Bill #1 Total Due $24.00
(Paid $24.00 8/7/08) Total Remaining ZERO!

Medical Bill #2 Total Due $56.63
(Paid $20.00 8/7/08) Total Remaining 36.63
(Paid $36.63 8/13/08) Total Remaining ZERO!

Medical Bill #3 Total Due $108.00

(Paid $28.00 8/7/08) Total Remaining 80.00


Sadly those are my three smallest which aren't very big however I have already paid them down greatly...the ones that remain are a lot larger...but getting 3 less bills each month in the mail will be a blessing!!

I have 3 paychecks left for August...that's 116.63 (divided by 3 = 38.87ish a week...)
So next paycheck $36.63 (8/14/08) (bill #2 paid off)
2nd paycheck (8/21/08) $40.00
3rd paycheck (8/28/08) $40.00 (bill #3 paid off and goal met!)


Note: Paid off the 2nd Medical Bill this week and adjusted the remaining bill as I didn't pay on it this week and miscalculated it when I did it last week anyways. But I think we should still be good becuase I'll have one week of no CC Payment to put towards those medical bills....

Thursday, August 7, 2008

My goal for my Medical bills is to get three bills paid off by September 1st. I don’t care which ones but I want three less bills to arrive at my house at that point…I’ll have to figure out which ones they will be so I can put a greater emphasis on them now that I’m getting close to the bottom of my dealings with them.

Medical Bill #1 Total Due $24.00
(Paid $24.00 8/7/08) Total Remaining ZERO!

Medical Bill #2 Total Due $56.63
(Paid $20.00 8/7/08) Total Remaining 36.63

Medical Bill #3 Total Due $108.00

(Paid $28.00 8/7/08) Total Remaining 80.00


Sadly those are my three smallest which aren't very big however I have already paid them down greatly...the ones that remain are a lot larger...but getting 3 less bills each month in the mail will be a blessing!!

I have 3 paychecks left for August...that's 116.63 (divided by 3 = 38.87ish a week...)
So next paycheck $36.63 (bill #2 paid off)
2nd paycheck $20.00
3rd paycheck $20.00 (bill #3 paid off and goal met!)